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Those who buy your policy on the secondary market are looking for sellers who are over age 65 and have limited life expectancies. The reason is that when you die, the buyer gets the death benefit of the policy.

 https://www.bankrate.com/finance/insurance/5-tips-for-selling-your-life-insurance.aspx

One of the largest Life Settlement companies in the United States. Provides clients with the highest offer available on their life insurance policies.

 https://www.ideal.bz/

The #1 place to sell your life insurance. Receive up to $2m in cash and free yourself from your premium payments. If you're thinking about a life settlement, viatical settlement or annuity, look no further, by going online you save on fees and quickly as well as safely get the best price for your life insurance policy or annuity. No broker or agent needed. Get your free, easy and safe estimate instantly on our website.

 https://www.masonfinance.com/

Yes, but it depends on the circumstances and the policy itself. Universal Life policies are usually the most preferred type of policy for life insurance buyers; however, any policy can be sold and are subject to the terms of the buyer.

 https://www.truebluelifeinsurance.com/can-sell-life-insurance-policy/